#1 Best Car Accident Lawyer is based on a cumulative total of all reviews submitted in support of the firm.
Nothing on this site, including the URL title, is to constitute an inference or implication that we are the "best" (or similar word) attorneys in comparison to other firms, but rather states our opinion.
CALIFORNIA PERSONAL INJURY LAW FIRM
*** iAccidentLawyer.com is a California law firm. Nothing on this site, including the URL title that has redirected you, is to constitute an inference or implication that we are the "best" (or similar word) attorneys in comparison to other firms, but rather states our opinion. ***
Get Help With Auto Repair and Loss
Property Damage Claims
Insurance companies view property damage and personal injury claims as two separate issues. Property damage includes your vehicle and any other physical losses to possessions. Most state laws entitle the victim to either the cost of repairs or the fair market value of the car if it’s been totaled. Totaled, short-hand for total loss, describes a vehicle with repair costs greater than a certain percentage of the car’s value. That percentage can be as low as 51 percent to as high as 90 percent.
When insurance deems the car totaled, the insured party is paid cash value for the vehicle. The actual cash value (ACV) is the cost of a similar vehicle. After insurance subtracts a variable amount for age and normal wear and tear from the ACV, the remaining amount is paid to the insured party. Unfortunately, many state laws don’t require insurance companies to award the value of a replacement vehicle.
If your insurance includes property damage liability, then any damage you may have caused to the other vehicle as well as the possessions of the other party are covered. This covers any property lost in the accident, which may include trees, fences, garage doors or whatever else.
Third Party Claims
There are two kinds of claims: first party and third party. First party claims are filed with your insurance carrier. Third party claims are filed against others in the accident. It may be another driver, the manufacturer of defective products, a property owner or some other negligent party. The other party must be at fault for the accident to file a third party claim. When you file this type of claim, the other insurance company investigates and decides whether to pay the claim, negotiate or defend their customer.
Collision Coverage Claim
If you have an insurance policy with collision coverage, your vehicle’s repair will be paid for by insurance no matter who was at fault. This is generally the most expensive type of auto insurance. The insurance company awards you the actual cash value of your car. For older cars with lower values, it may be better to forgo this type of coverage because of the high premium and the cost of a replacement vehicle is greater than what you would be given by the insurance company.
Before you file a claim with your insurance company, consider the cost of the damage to your vehicle. If repairs would be less than your deductible and no one else was part of the accident, it would be easier and possibly cheaper to simply pay the cost of repairs out-of-pocket.
Repair Amount Compensation
Insurance companies often assign their direct repair shop in order to assess the vehicle’s damage. Your policy may also cover the cost of a rental car to use while your vehicle is undergoing repairs. It’s your choice to find your own repair shop if you choose. Make sure to get a written estimate of the costs because once you allow the repair shop to begin work on your vehicle, they can’t charge any more than 10 percent higher than the initial quote.
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iAccident Lawyer, Inc.
Tax-Free Settlements
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800-677-7759
Donald Stevenson, Esq.
iAccident Lawyer
(800) 677-7759
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*Donald Stevenson is a managing member lawyer with the Accident Attorneys Group Inc dba iAccidentLawyer. Results depicted herein are an aggregate total since the inception of the firm and derived through all the member lawyers of the firm both current and formerly employed. Results vary according to the facts, not a guarantee, warranty or prediction of outcome. This does not constitute a guarantee, warranty or prediction regarding the outcome of your case and results include that of independent associated counsel from CA, NV, and CO. Pictures depicted are a dramatization only and may not be members of the firm or actual accident scenes. In the event of a loss, you may be obligated to pay the opposing parties fees and costs. We are not affiliated with any public agency. Nothing on this site, including the URL title, is to constitute an inference or implication that we are the "best" (or similar word) attorneys in comparison to other firms, but rather states our opinion. In the event that you fill out any forms or request a case evaluation, this does not guarantee that you: (a) do in fact have a case (b) that we will become your legal representation (c) does not guarantee a response from one of our attorneys (d) enter into any type of relationship with the firm. It is at our discretion to call you or take you on as a client. iAccident Lawyer makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature or reliability of third-party web sites accessible by hyperlink from the site, or web sites linking to the site.
*The result for each was dependent on the facts of that case and the results will differ if based on different facts, this does not constitute a guaranty, warranty or prediction regarding the outcome of your case. **Reflects aggregate total in 30 years.
